Typical call: who is in chargeThree vendors, no project lead
A homeowner has a drying company, a separate contents mover and a handyman all waiting on each other, and the adjuster keeps asking for paperwork nobody has. A restoration contractor typically takes over as project lead, collects the existing photos, starts a daily drying log, and builds one Xactimate estimate covering mitigation, contents and rebuild.
Typical call: family displacedA second-floor laundry overflow
A washer hose bursts overnight and water runs through the ceiling into the kitchen and living room below. The family needs to move out for a few weeks. The contractor usually extracts, sets drying equipment, packs out the kitchen and living room contents with a photo inventory, and gives the family documentation they can send to the carrier for additional living expense coverage.
Typical call: small businessA storefront after a roof drain backup
A shop owner arrives in the morning to find Category 2 water across the sales floor after a roof drain backed up in a summer thunderstorm. The contractor generally extracts, applies antimicrobial, dries in zones so part of the store can reopen, inventories damaged stock for the business interruption claim and schedules rebuild after hours.
Typical call: adjuster disputeAn estimate that left things out
A homeowner's claim estimate skips the contents work and the swollen cabinets. The restoration contractor typically supplies the moisture map, daily readings and photos that support a supplement, so the scope reflects the actual damage.